Oh, Dearest Mother, Sweetest Virgin of Altagracia, our Patroness. You are our Advocate and to you we recommend our needs. You are our Teacher and like disciples we come to learn from the example of your holy life. You are our Mother, and like children, we come to offer you all of the love of our hearts. Receive, dearest Mother, our offerings and listen attentively to our supplications. Amen.



Active Topics || Favorites || Member List || Search || About Us || Help || Register || Login
Tea and Conversation (Forum Locked Forum Locked)
 4Real Forums : Tea and Conversation
Subject Topic: Spend or save???? Post ReplyPost New Topic
Author
Message << Prev Topic | Next Topic >>
Mary Chris
Forum All-Star
Forum All-Star
Avatar

Joined: Jan 27 2005
Location: Virginia
Online Status: Offline
Posts: 2175
Posted: April 28 2008 at 8:58am | IP Logged Quote Mary Chris

How are you going to be using your "extra" money that Uncle Sam is giving back?

I have such a long list of things I want....a new love seat for the sunroom and some new clothes....

I bought some new curric for next year, we will get a Wii, if we can find one, and then there is all the flowers I have to buy to fill my dirt. Hopefully some will be saved or at least put toward some of our credit card debt.

Care to share how you are using it?

__________________
Blessings, Mary Chris Beardsley
mom to MacKenzie3/95, Carter 12/97 Ronan 3/00 and wife to Jim since 1/92
Back to Top View Mary Chris's Profile Search for other posts by Mary Chris
 
Martha
Forum All-Star
Forum All-Star
Avatar

Joined: Aug 25 2005
Location: N/A
Online Status: Offline
Posts: 2291
Posted: April 28 2008 at 9:01am | IP Logged Quote Martha

neither
we have got to pay some debt off if at all possible
I doubt we'll have enough left over to do anything else at all.
If by some miracle we do, it's going to have to go to some dr appts and home/vehicle repairs.

__________________
Martha
mama to 7 boys & 4 girls
Yes, they're all ours!
Back to Top View Martha's Profile Search for other posts by Martha Visit Martha's Homepage
 
joann10
Forum All-Star
Forum All-Star
Avatar

Joined: Feb 10 2007
Online Status: Offline
Posts: 3493
Posted: April 28 2008 at 9:09am | IP Logged Quote joann10

Ours is going to a new roof--not fun or exciting at all--but I am very thankful for it!
Back to Top View joann10's Profile Search for other posts by joann10
 
CAgirl4God
Forum Pro
Forum Pro
Avatar

Joined: May 04 2007
Location: Puerto Rico
Online Status: Offline
Posts: 419
Posted: April 28 2008 at 9:15am | IP Logged Quote CAgirl4God

ours is going to pay off the rest of our debt. then we will be debt free once more! YIPPEE!!!!

until we buy a used car next month lol
Back to Top View CAgirl4God's Profile Search for other posts by CAgirl4God
 
Maryan
Forum All-Star
Forum All-Star
Avatar

Joined: Jan 02 2007
Online Status: Offline
Posts: 3145
Posted: April 28 2008 at 9:20am | IP Logged Quote Maryan

We tend to be savers here, although with five kids and two bedrooms... I'm sure we'll use some of it to start working on finishing our basement.

__________________
Maryan
Mom to 6 boys & 1 girl: JP('01), B ('03), M('05), L('06), Ph ('08), M ('10), James born 5/1/12
A Lee in the Woudes
Back to Top View Maryan's Profile Search for other posts by Maryan
 
PDyer
Forum All-Star
Forum All-Star


Joined: Feb 25 2005
Location: Ohio
Online Status: Offline
Posts: 1043
Posted: April 28 2008 at 9:21am | IP Logged Quote PDyer

We're going to have the great room painted by someone who owns and knows how to use the necessary scaffodling.   

__________________
Patty
Mom of ds (7/96) and dd (9/01) and two angels (8/95 and 6/08)
Life at Home
Back to Top View PDyer's Profile Search for other posts by PDyer Visit PDyer's Homepage
 
MarilynW
Forum All-Star
Forum All-Star


Joined: June 28 2006
Location: N/A
Online Status: Offline
Posts: 4275
Posted: April 28 2008 at 9:27am | IP Logged Quote MarilynW

My new dental crown

Any leftovers - the 3 older kids are going to Orchestra Camp.

Any more leftovers - Abby wants to do a ballroom dancing camp.


..maybe the five loaves and 2 fish principle will apply here...

__________________
Marilyn
Blessed with 6 gifts from God



Back to Top View MarilynW's Profile Search for other posts by MarilynW
 
ladybugs
Forum All-Star
Forum All-Star
Avatar

Joined: Feb 07 2005
Location: California
Online Status: Offline
Posts: 3732
Posted: April 28 2008 at 9:32am | IP Logged Quote ladybugs

MarilynW wrote:
Abby wants to do a ballroom dancing camp.


Hey Marilyn,

Does your daughter take lessons?

ETA: well, our van recently broke down so I'm not sure how we're gonna use our $$ - we need new furniture - dressers, couch, loveseat, chair and a new bed for our little man, here...

I'd love to save the $$ and ideally pay down our remaining credit card debt - which isn't much but I want to be debt-free!

__________________
Love and God Bless,
Maria P

My etsy store - all proceeds go to help my fencing daughters!
Back to Top View ladybugs's Profile Search for other posts by ladybugs Visit ladybugs's Homepage
 
Christine
Forum All-Star
Forum All-Star
Avatar

Joined: March 23 2006
Location: Washington
Online Status: Offline
Posts: 1151
Posted: April 28 2008 at 9:35am | IP Logged Quote Christine

We tend to be savers, but this year we will be spending some of our return (maybe all) on some home improvement or space-making projects.

__________________
Christine
Mommy to 4 girls, 5 boys, & 2 in God's care
Memories of a Catholic Wife and Mother
Pretty Lilla Rose
Back to Top View Christine's Profile Search for other posts by Christine Visit Christine's Homepage
 
Cay Gibson
Forum All-Star
Forum All-Star
Avatar

Joined: July 16 2005
Location: Louisiana
Online Status: Offline
Posts: 5193
Posted: April 28 2008 at 9:53am | IP Logged Quote Cay Gibson

MarilynW wrote:
My new dental crown



Oh, honey, ! I had this done last year and the price was OUCH! I hate to see so much money go on a little piece of porcelain.

We forgot about this money so I haven't spoken to dh about it. Not sure yet what we'll do with it but there are several options:

* pay off dh's boat
* put towards graduation party or new laptop for graduate dd
* payoff vehicle gas bill
* buy the children a much desired Wii and splurge the rest (though I doubt my dh will allow this )
* put in savings for a rainy day (yeah, right! more like put it in savings and watch it gradually seep through the gas tank )

__________________
Cay Gibson
"There are 49 states, then there is Louisiana." ~ Chef Emeril
wife to Mark '86
mom to 5
Cajun Cottage Under the Oaks
Back to Top View Cay Gibson's Profile Search for other posts by Cay Gibson Visit Cay Gibson's Homepage
 
amyable
Forum All-Star
Forum All-Star
Avatar

Joined: March 07 2005
Online Status: Offline
Posts: 3798
Posted: April 28 2008 at 10:22am | IP Logged Quote amyable

Right now I'd like to pay for a week long silent retreat somewhere. Anywhere.

Seriously though, we'll most likely put it in savings. Trying to save up for a bigger house. One with closets.

__________________
Amy
mom of 5, ages 6-16, and happy wife of
The Highly Sensitive Homeschooler
Back to Top View amyable's Profile Search for other posts by amyable
 
Lisbet
Forum All-Star
Forum All-Star
Avatar

Joined: Feb 07 2006
Location: Michigan
Online Status: Offline
Posts: 2706
Posted: April 28 2008 at 10:43am | IP Logged Quote Lisbet

going to the new house...

__________________
Lisa, wife to Tony,
Mama to:
Nick, 17
Abby, 15
Gabe, 13
Isaac, 11
Mary, 10
Sam, 9
Henry, 7
Molly, 6
Mark, 5
Greta, 3
Cecilia born 10.29.10
Josephine born 6.11.12
Back to Top View Lisbet's Profile Search for other posts by Lisbet
 
lapazfarm
Forum All-Star
Forum All-Star
Avatar

Joined: July 21 2005
Location: Alaska
Online Status: Offline
Posts: 6082
Posted: April 28 2008 at 10:50am | IP Logged Quote lapazfarm

Moving expenses.

__________________
Theresa
us-schooling in beautiful Fairbanks, Alaska.
LaPaz Home Learning
Back to Top View lapazfarm's Profile Search for other posts by lapazfarm Visit lapazfarm's Homepage
 
teachingmyown
Forum All-Star
Forum All-Star
Avatar

Joined: Feb 20 2005
Location: Virginia
Online Status: Offline
Posts: 5128
Posted: April 28 2008 at 11:21am | IP Logged Quote teachingmyown

We will probably use it to buy some curriculum, pay off debt, and pad the bank account to pay for gas in the upcoming months!

Nothing fun or frivolous.

__________________
In Christ,
Molly
wife to Court & mom to ds '91, dd '96, ds '97, dds '99, '01, '03, '06, and dss '07 and 01/20/11
Remembering Today
Back to Top View teachingmyown's Profile Search for other posts by teachingmyown Visit teachingmyown's Homepage
 
KackyK
Forum All-Star
Forum All-Star
Avatar

Joined: May 22 2007
Location: Virginia
Online Status: Offline
Posts: 1811
Posted: April 28 2008 at 11:35am | IP Logged Quote KackyK

To savings...we don't have any car payments, and they are getting old and full of mileage and dh said it's time to start that early saving to buy something in the future...way future, but this will be a nice bump to it.

__________________
KackyK

Mom to 8 - 3 dd, 5ds & 4 babes in heaven

Beginning With the Assumption
Back to Top View KackyK's Profile Search for other posts by KackyK Visit KackyK's Homepage
 
JennGM
Forum Moderator
Forum Moderator
Avatar

Joined: Feb 07 2005
Location: Virginia
Online Status: Offline
Posts: 17702
Posted: April 28 2008 at 11:58am | IP Logged Quote JennGM

amyable wrote:
Right now I'd like to pay for a week long silent retreat somewhere. Anywhere.


I know of one near me, if you really want to do one.

__________________
Jennifer G. Miller
Wife to & ds1 '03 & ds2 '07
Family in Feast and Feria
Back to Top View JennGM's Profile Search for other posts by JennGM Visit JennGM's Homepage
 
JodieLyn
Forum Moderator
Forum Moderator
Avatar

Joined: Sept 06 2006
Location: Oregon
Online Status: Offline
Posts: 12234
Posted: April 28 2008 at 12:01pm | IP Logged Quote JodieLyn

refinishing the wood floors.. not exciting but will be very nice to have done.

__________________
Jodie, wife to Dave
G-18, B-17, G-15, G-14, B-13, B-11, G-9, B-7, B-5, B-4

All men who have turned out worth anything have had the chief hand in their own education.
-Sir Walter Scott
Back to Top View JodieLyn's Profile Search for other posts by JodieLyn
 
LisaR
Forum All-Star
Forum All-Star
Avatar

Joined: Feb 07 2005
Location: N/A
Online Status: Offline
Posts: 2226
Posted: April 28 2008 at 1:00pm | IP Logged Quote LisaR

replacing (some of) the circa 1986 carpet that is prevalent in our home , replacing the circa 1986 dishwasher that finally died, maybe squeezing out a new fridge that is larger than the (again, circa 1986) 20 cu ft fridge. seems like everything is falling apart at once. (we really should be putting in a dewatering system in the basement, but we LIVE on the other floors, kwim?)
and the roof was paid off with the tax return...
btw, did you know that running an extra fridge runs on average 200.00 per year?? so, that 2nd fridge in the basement/garage is never going to be an option for us

I actually know it is going to be a very LEAN year curricula wise

__________________
Lisa
dh Tim '92
Joseph 17
Paul 14
Thomas 11
Dominic 8
Maria Gianna 5
Isaac Vincent 9/21/10! and...
many little saints in heaven!
Back to Top View LisaR's Profile Search for other posts by LisaR
 
teachingmom
Forum All-Star
Forum All-Star
Avatar
Virginia Bluebells

Joined: Feb 16 2005
Location: Virginia
Online Status: Offline
Posts: 2120
Posted: April 28 2008 at 1:02pm | IP Logged Quote teachingmom

We're seriously thinking about putting it toward wood floors. Our old beige carpet looks awful. Just not sure where the rest of the money for that will come from . . . .

But after some conversations about the rising prices of food based on the cover story of The Washington Post yesterday, I'm thinking it might be smarter to save it to be sure we can afford gas and food each month if things get much worse.   

__________________
~Irene (Mom to 6 girls, ages 7-19)
Back to Top View teachingmom's Profile Search for other posts by teachingmom
 
Philothea
Forum All-Star
Forum All-Star


Joined: Aug 15 2006
Location: Virginia
Online Status: Offline
Posts: 824
Posted: April 28 2008 at 2:44pm | IP Logged Quote Philothea

Fixing the house up to sell. I think we'll use it to refinish the deck and put a new vanity in the master bath, plus hire painters to touch up ...
Back to Top View Philothea's Profile Search for other posts by Philothea
 

Page of 2 Next >>
  [Add this topic to My Favorites] Post ReplyPost New Topic
Printable version Printable version

Forum Jump
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot delete your posts in this forum
You cannot edit your posts in this forum
You cannot create polls in this forum
You cannot vote in polls in this forum

Hosting and Support provided by theNetSmith.com