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folklaur Forum All-Star
Joined: Feb 07 2005 Location: N/A
Online Status: Offline Posts: 2816
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Posted: Oct 06 2008 at 4:22pm | IP Logged
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Can I just say that I HATE (and I do not use the term lightly) dealing with health insurance companies?
Did you know, when Sarah goes to the specialist tomorrow, since it is out of network, it will not be covered? And any tests he requests? Not covered! And if he says she needs surgury? NOPE! OUT OF NETWORK, so sorry, not covered!
BUT - if she waits until a kidney stones passes, and lodges into her ureter, and then it ruptures - well, then it will be an emergency so they will cover a portion of that?!?!
Or we can fly her home, get seen by specialists here, have her surgery, and hope they can do it all in a few weeks so that she can somehow fly back and catch up with all her classes because she has to remain a FULL TIME STUDENT or else...wait for it....she WON'T BE COVERED cuz she is over 18.
I need a nap.
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Tami Forum All-Star
Joined: Dec 27 2006
Online Status: Offline Posts: 1066
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Posted: Oct 06 2008 at 4:29pm | IP Logged
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Laura, I understand well the craziness of insurance companies. I'm so sorry it's so hard on you and Sarah.
Not to make light of your situation, but dh says that on Judgement Day, there will be a separate line for insurance people. Just saying.
__________________ God bless,
Tami
When we are crushed like grapes, we cannot think of the wine we will become. (Nouwen)
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Barbara C. Forum All-Star
Joined: July 11 2007 Location: Illinois
Online Status: Offline Posts: 882
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Posted: Oct 06 2008 at 9:05pm | IP Logged
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I used to work in Medical Billing...I can totally appreciate the inanity and injustice of it all.
__________________ Barbara
Mom to "spirited" dd(9), "spunky" dd (6), "sincere" dd (3), "sweet" dd (2), and baby girl #5 born 8/1/12!!
Box of Chocolates
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MaryM Board Moderator
Joined: Feb 11 2005 Location: Colorado
Online Status: Offline Posts: 13104
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Posted: Oct 06 2008 at 9:26pm | IP Logged
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It's crazy...praying for you that it is all resolved and somehow covered.
__________________ Mary M. in Denver
Our Domestic Church
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lapazfarm Forum All-Star
Joined: July 21 2005 Location: Alaska
Online Status: Offline Posts: 6082
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Posted: Oct 06 2008 at 9:50pm | IP Logged
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Ugh!
__________________ Theresa
us-schooling in beautiful Fairbanks, Alaska.
LaPaz Home Learning
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Tina Forum Pro
Joined: April 26 2008
Online Status: Offline Posts: 429
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Posted: Oct 06 2008 at 10:46pm | IP Logged
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Some of the most frustrating moments of my life have been in dealing with insurance companies . I'm so sorry you and your daughter are going through this right now. I will keep you both in my prayers!
__________________ ~Tina
mom of 3 girls and 1 little man
The Best of Times
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Chari Forum Moderator
Joined: Jan 28 2005 Location: California
Online Status: Offline Posts: 5228
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Posted: Oct 07 2008 at 1:32am | IP Logged
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Oh, Laura............this makes NO sense! Praying for you both!
__________________ Chari...Take Up & Read
Dh Marty 27yrs...3 lovely maidens: Anne 24, Sarah 20 & Maddelyn 17 and 3 chivalrous sons: Matthew 22, Garrett 16 & Malachy 11
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cvbmom Forum All-Star
Joined: Feb 15 2005 Location: Ohio
Online Status: Offline Posts: 930
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Posted: Oct 07 2008 at 7:21am | IP Logged
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I'm so sorry...
What a hassle!
I pray for some sort of sanity in it all!!
God bless you both,
Christine
__________________ Wife to dh - 18 years!
Mom to dd (16), ds (15), dd, (12), dd (11), ds (9), dd (8), dd (7), ds (5), dd (3), ds (2), and ds (1)
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Angie Mc Board Moderator
Joined: Jan 31 2005 Location: Arizona
Online Status: Offline Posts: 11400
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Posted: Oct 07 2008 at 2:48pm | IP Logged
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Laura, I'm so sorry...gosh, shouldn't there be some sort of "out of state college student" waiver, blah, blah, blah...It doesn't make sense to leave college students uncovered (Oh, there I go again, trying to make insanity make sense .) Could someone at the college help? Praying.
Love,
__________________ Angie Mc
Maimeo to Henry! Dave's wife, mom to Mrs. Devin+Michael Pope, Aiden 20,Ian 17,John Paul 11,Catherine (heaven 6/07)
About Me
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TrixieJ Forum Newbie
Joined: Sept 30 2008
Online Status: Offline Posts: 33
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Posted: Oct 07 2008 at 5:13pm | IP Logged
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Laura,
I'm sorry about your problems with insurance. Why does it have to be so frustrating? I have been dealing with insurance woes as well. We found out that prenatal isn't considered preventative care. Shouldn't that be illegal? I'll keep your insurance battles in my prayers. Stay strong!
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