Oh, Dearest Mother, Sweetest Virgin of Altagracia, our Patroness. You are our Advocate and to you we recommend our needs. You are our Teacher and like disciples we come to learn from the example of your holy life. You are our Mother, and like children, we come to offer you all of the love of our hearts. Receive, dearest Mother, our offerings and listen attentively to our supplications. Amen.



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mellyrose
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Posted: March 26 2009 at 12:48pm | IP Logged Quote mellyrose

ETA: Original post deleted. I'm sorry if anyone was offended by the post about our 2nd mortgage. My intention in posting was to let others know that banks are willing to work with people, but it may require many contacts. My husband and I want to (and intend to) pay our debts in full, we just needed a lower interest rate.    

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Philothea
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Posted: March 26 2009 at 1:05pm | IP Logged Quote Philothea

I'm glad you got what you needed.
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Mackfam
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Posted: March 28 2009 at 1:56pm | IP Logged Quote Mackfam

Melanie - I think there's nothing in the world wrong with pursuing a lower interest rate, and I'm thrilled that you have. I know right now you and your husband can use every bit of leverage and help you can get!!! Good for you for looking at squeezing assistance for your budget out of every corner!

You are in my prayers!

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teachingmyown
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Posted: March 28 2009 at 8:11pm | IP Logged Quote teachingmyown

Not offended here! I appreciate the encouragement. We are hoping to refinance now as well and haven't been met with much enthusiasm. Good for you!

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LisaR
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Posted: March 28 2009 at 9:00pm | IP Logged Quote LisaR

I never saw your original post, but wanted to let you know that refinancing was the ONLY way we could afford to dig up our basement foundation and make it a dry one.

That was in Feb, and wouldn't you know that March has brought record flooding to our area, and our basement is bone dry- for the first time in a few years. whew!
I am grateful that things are working for you.



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