4Real Forums: credit card #s stolen, now what??

Oh, Dearest Mother, Sweetest Virgin of Altagracia, our Patroness. You are our Advocate and to you we recommend our needs. You are our Teacher and like disciples we come to learn from the example of your holy life. You are our Mother, and like children, we come to offer you all of the love of our hearts. Receive, dearest Mother, our offerings and listen attentively to our supplications. Amen.

Active Topics || Favorites || Member List || Search || About Us || Help || Register || Login

Tea and Conversation
4Real Forums : Tea and Conversation

Topic: credit card #s stolen, now what??

Author

Message

<< Prev Topic | Next Topic >>

KackyK
Forum All-Star

Joined: May 22 2007
Location: Virginia
Online Status: Offline
Posts: 1811

Posted: June 16 2008 at 3:44pm \| IP Logged

My cc# was stolen back in April of this year. It actually happened to me before but about 5 years ago. Anyways, I cleared it all up and got a new card.

Now dh's card # has been stolen. We even have different companies.

So we don't think this is a coincidence?? Maybe???

What is our next step? I assume a call to a credit report company. But we've never done that. Anyone have this unfortunately happen to them and what sort of actions did you take?

Very frustrating!!!!

__________________
KackyK

Mom to 8 - 3 dd, 5ds & 4 babes in heaven

Beginning With the Assumption

guitarnan
Forum Moderator

Joined: Feb 07 2005
Location: Maryland
Online Status: Offline
Posts: 10883

Posted: June 16 2008 at 4:37pm \| IP Logged

Call the issuer (bank, AmEx, whoever) right away. They will block the card, check for fraudulent charges, and see about issuing your dh a new card. If he's the only cardholder he will have to make the call himself.

You don't need to call the credit reporting companies unless fraudulent charges were made - normally those charges just get reversed off your account.

Guess how I know.

Hang in there...you can fix this fairly easily.

__________________
Nancy in MD. Mom of ds (24) & dd (18); 31-year Navy wife, move coordinator and keeper of home fires. Writer and dance mom.

Maryan
Forum All-Star

Joined: Jan 02 2007
Online Status: Offline
Posts: 3145

Posted: June 16 2008 at 4:42pm \| IP Logged

Ohhh... I'm so sorry.

__________________
Maryan
Mom to 6 boys & 1 girl: JP('01), B ('03), M('05), L('06), Ph ('08), M ('10), James born 5/1/12
A Lee in the Woudes

KackyK
Forum All-Star

Joined: May 22 2007
Location: Virginia
Online Status: Offline
Posts: 1811

Posted: June 16 2008 at 5:00pm \| IP Logged

Well we know about it because the cc company called us to report to us some suspicious charges. Which my dh did verify as fraudulent. So they already know and have already closed the card and are sending an affadavit (sp?) for him to sign to verify the fraudulent charges.

We are just concerned that since it has happened to both of us...maybe we need to do some more proactive measures to be sure nothing else is happening without us knowing. kwim?

__________________
KackyK

Mom to 8 - 3 dd, 5ds & 4 babes in heaven

Beginning With the Assumption

Nina
Forum Pro

Joined: Nov 13 2007
Online Status: Offline
Posts: 154

Posted: June 16 2008 at 5:18pm \| IP Logged

Do you have any idea how the #s were stolen?Same thing happened to our debit card about 2yrs ago.I'm sorry that you have to deal with this.

MarilynW
Forum All-Star

Joined: June 28 2006
Location: N/A
Online Status: Offline
Posts: 4275

Posted: June 16 2008 at 5:39pm \| IP Logged

Kacky - you are entitled to a free credit report - one a year - and more if you were a victim of fraud. You can check them online and put fraud alerts with all 3 credit report bureaus. I would do this. We had the same thing happen - and I took all precautions. Please call me if you need more info - I cannot type as I have a very hungry and tired baby.

__________________
Marilyn
Blessed with 6 gifts from God

If you wish to post a reply to this topic you must first login
If you are not already registered you must first register

[Add this topic to My Favorites]

Printable version

Forum Jump

You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot delete your posts in this forum
You cannot edit your posts in this forum
You cannot create polls in this forum
You cannot vote in polls in this forum

Hosting and Support provided by theNetSmith.com